Small Business Accounting

Your business has its core, or area of expertise.  That is where we want your energy.  Fintz CPA has its core, professional accounting.  That is where we well put our energy.  A simple formula for great success.

Enhanced Insight

Time to look at your business as the active ever-changing venture it is.  Do away with a once a year aggregation of your data for tax purposes.

Each period (monthly or quarterly) you can receive:

• Income statement
• Balance Sheet
• Statement of Cash Flows
• Budget reconciliations
• Professional CFO / CPA Insight on your performance

How do you really know?  CPA's turn to the income statement.  This is where the sky is the limit.  You have the opportunity to clearly segregate and customize the elements of your business and monitor their individual performance.  You may have one office or location but different lines of business.  You may have multiple locations but some seem to do better than the other others but you are never really sure.  With Fintz CPA preparing your income statement you can:

• Monitor revenues and expenses.
  
• Uncover unforeseen, often buried expenses, that are eating into your bottom line
  
• Estimate your tax liability on a periodic basis
• Compare your different locations or lines of business
• Track your Gross and Net Margins from one period to the next or to the same period last year
• Realize what is really profitable and what is not
  

I hate doing the Bank Reconciliations

Bank Statements

This is a tiring task but one that offers you the insight that you need to see what is happening with your cash.  You know you are profitable but can't seem to figure out where all the cash went.  Besides performing the bank reconciliation, Fintz CPA can alert you of:

• Unauthorized or potentially fraudulent transactions.
• Unaccounted for checks or deposits
• Unjustified bank fees

• Maximize interest income
• Take advantage of early payment discounts
• Minimize borrowing costs
• Avoid late fees
• Avoid late interest charges

A balance sheet can tell you all this.  Even better, when you use accrual accounting you really see what cash expenditures are giving you long term benefits and what liabilities you have incurred for benefits you have already received.  This snapshot tells you where you stand at a point in time.  You will know:

• The financial stability of your company
• Identify assets you have that may be underutilized
• Reveal liabilities that may be dragging you down
• Manage your accounts receivable and accounts payable.  See how they compare to the prior period.
• Do you have a growing accounts receivable indicating a collection problem?
• Do you have a growing accounts payable revealing inadequate cash?
• Can you finance an expansion?
• Are you appealing to bankers, investors, suitors?
• Is your cash reserves adequate to handle unexpected downturns?

• Streamlining invoicing process
• Improving collection process
• Creating a smarter payables process
• Reviewing your fixed asset utilization
• Buy vs. lease
• Outsource vs. in house

Projects / New ventures

Professional advice and guidance to help you make the right decisions.  Fintz CPA will help you evaluate:

• Introducing a new product
• Opening a new location
• Taking on a new partner
• Buying a business
• Selling your business
  

Day to day is taking up all my time

Reliable General Ledger

All roads lead back to here.  A solid general ledger is the key to useful information. Let Fintz CPA manage this, keeping it clean and reaping all the benefits.

Bill Pay

Web banking, auto pay, remote pay authorization.  Fintz CPA can handle it all and ensure it is done right and professionally every step of the way.

Payroll

Let's bring everything under one central umbrella giving a seamless flow of information.  Payroll taxes, W2's, 941's and so on in all through your CPA.

Core financial optimization redux

It all comes full circle.  Be it tax, accounting or business management, be it business or personal, Fintz CPA is eager to share its expertise with you and guide you to a profound new understanding of your business.  This is the time to be smart and green and thereby create the foundation for sustainable long term success.  Fintz CPA looks forward to serving you and your business.